Indian Gadzet

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Payment Policy

Payment Policy of Indian Gadzet

Last updated: July 23, 2025

This Payment Policy explains how you can pay for products purchased on https://www.indiangadzet.com/ (the “Website”), which payment methods we accept, how we handle payment security, invoicing, and what to do in case of payment issues. By placing an order, you agree to the terms below.

1. Accepted Payment Methods

We offer multiple, secure payment options to make your shopping experience seamless:

          1. Online Gateways

  • Razorpay
  • Cashfree
  • Amazon Pay

         2. UPI

  • Pay via any UPI‑enabled app (e.g., Google Pay, PhonePe, BHIM).

         3. Net Banking

  • Select from a list of major Indian banks for direct transfer.

         4. Credit/Debit Cards

  • Visa, MasterCard, Maestro, Rupay.

         5. Mobile Wallets

  • Supported wallets via our payment gateways (e.g., FreeCharge, Mobikwik).

2. Currency and Pricing

  • All prices are listed in Indian Rupees (INR), inclusive of applicable taxes (GST).
  • Final payable amount—including product price, GST, shipping charges, and any other fees—will be displayed at checkout before you confirm payment.

3. Payment Authorization & Confirmation

         1. Order Placement

  • When you place an order, you will be redirected to your chosen payment gateway to complete the transaction.

         2. Authorization

  • The gateway performs real‑time authorization to verify your payment details and ensure sufficient funds.

         3. Confirmation

  • Upon successful payment, you will receive:
  • An on‑screen confirmation
  • A confirmation email and/or SMS with your invoice and order summary

4. Payment Security

  • Encryption: All payment data is transmitted over secure SSL/TLS channels.
  • PCI DSS Compliance: We partner only with PCI DSS‑certified gateways (Razorpay, Cashfree, Amazon Pay) to process card transactions.
  • Data Handling: We do not store your full card details on our servers. All sensitive information is handled by the payment gateways.

5. Failed or Pending Payments

  • If your payment fails or remains pending, you will be notified immediately on the Website and via email/SMS.
  • Common Reasons: insufficient funds, bank decline, incorrect card details, or network issues.
  • Next Steps:
  1. Verify your payment details and try again.
  2. If issues persist, contact your bank or payment provider.
  3. For further assistance, reach out to us (see Section 9 below).

6. Cash on Delivery (COD)

(Optional — remove if not applicable)

  • COD is available for orders up to ₹2,000.
  • A nominal COD handling fee of ₹30-₹60 applies.
  • Please have exact change ready; our delivery partner cannot provide change.

7. Invoicing and Records

  • A digital tax invoice (GST-compliant) will be emailed to you after successful payment.
  • You can also download your invoice from your account dashboard under “Order History.”

8. Refunds and Chargebacks

  • For refunds, please refer to our Return and Refund Policy.
  • In case of unauthorized or fraudulent transactions, you may raise a chargeback with your card issuer.
  • We reserve the right to investigate and, if necessary, cancel any order suspected of fraud.

9. Dispute Resolution & Support

Should you encounter any payment‑related issues, please contact us immediately:

  • Email: indiangazdet@gmail.com
  • Phone/WhatsApp: +91‑85709 09970
  • Support Hours: Monday–Friday, 10 AM–6 PM IST

We aim to respond to all queries within 24 hours on business days.

Thank you for choosing Indian Gadzet. We’re committed to providing you with a secure and convenient payment experience.